Target Impact Sectors

At SIMA, we strive to create a positive financial, social, and environmental impact on people and the planet by developing and implementing innovative impact investment solutions. We focus on Energy Access, Financial Inclusion, Affordable Housing, and Education in the least developed countries in Sub-Saharan Africa and South-East Asia.

Energy Access

SIMA manages funds bringing financial resources and social and economic benefits to millions of low-income people at the Bottom of the Pyramid, including:

  • SIMA Off-Grid Solar and Financial Access Senior Debt Fund I, B.V. (2017)
  • SIMA Emerging Distributor Finance Fund, B.V. (2020)
  • Energy Access Relief Fund, B.V. (2021)

We plan to launch a $150-million commercial and industrial solar (C&I) fund which will finance solar developers and invest in solar projects in Sub-Sahara Africa, South Asia, and Southeast Asia.

Financial Inclusion – Microfinance

SIMA targets responsible microfinance institutions that reach people in remote areas and improve their standard of living through an expanded product range and using financial technologies to bring social outcomes.

We are arranging the First Pakistan Microfinance Fund with the largest investment bank in Pakistan which will be listed on the Karachi Stock Exchange. The objective is to seek investment from local Pakistani institutional investors making it a fund for Pakistanis by Pakistanis.

SIMA’s Off-Grid Solar and Financial Access Fund I includes established microfinance institutions and increases energy access by providing finance for off-grid solar products for their low-income customers.

Education

SIMA took the step to develop the business model and establish Taleem Finance Company Ltd in Pakistan. Its primary mandate is to cater to the financial needs of middle and low-cost private schools and is the first of its kind in the country. For more information about the company, please visit https://taleemfinance.com/

SIMA also offers impact investments to developers that solarize, lower costs and improve reliability of electricity for educational institutions.  This indirectly improves educational outcomes for low-income customers in the emerging markets where we work.

The SIMA Impact Foundation offers scholarships to future impact investing leaders from low-income communities in developing countries. The scholarship recipients are provided with 100% tuition assistance, practical training, internship opportunity, and real-world exposure to promote their personal and professional development.

Affordable Housing

SIMA founded Asaan Ghar Finance Limited, a housing non-bank finance company registered with the Securities and Exchange Commission of Pakistan (SECP), on ethical double bottom-line principles that pursue both profit and social impact. Its main purpose is to disrupt the status quo and empower middle-class and low-income people to own their dream homes and raise their standard of living.

SIMA offers impact investments in leading affordable housing companies that provide home ownership to people at the bottom of the pyramid who otherwise would not be able to have adequate housing and live in marginalized areas.

Sustainable Development Goals

SIMA subscribes to SDG 7, 13, 5 and 1 and believe in supporting the achievement of these goals through our work in the various sectors across the globe.